Insights

Elinuse AI Capital $95M Seed Round announcement

September 15, 2022 Announcement

Elinuse AI Capital Closes $95M Seed Round to Back European Fintech and Insurtech

We are proud to announce the closing of our $95M Seed Round, backed by LocalGlobe, to invest in the next generation of European fintech and insurtech startups.

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March 15, 2025 Fintech

The Open Banking Opportunity: Why 2025 Is a Watershed Year for European Fintech

PSD2 implementation has created the infrastructure layer. Now the applications are arriving. We explore the market dynamics shaping seed-stage fintech opportunity across the continent.

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March 3, 2025 Insurtech

AI-Powered Underwriting: How Machine Learning Is Transforming Insurance Risk Assessment

Traditional actuarial models are being replaced by neural networks. The implications for incumbents and startups are profound and the market is moving faster than most expect.

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February 18, 2025 Venture Capital

Seed-Stage Fundraising in Europe: What Founders Need to Know in 2025

The European seed market has matured significantly. We share what the best seed-stage founders are doing differently when approaching investors this year.

February 5, 2025 Fintech

Embedded Finance in B2B: The $7 Trillion Opportunity Hiding in Plain Sight

Business software is becoming financial infrastructure. The next wave of fintech disruption is happening inside enterprise workflows, not consumer apps.

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January 22, 2025 Insurtech

Parametric Insurance and Climate Risk: Why Traditional Coverage Is Failing Businesses

As climate events become more frequent and severe, parametric insurance products offer a faster, more transparent alternative to traditional claims-based coverage.

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January 8, 2025 RegTech

The RegTech Revolution: How Compliance Automation Is Unlocking the European Financial Market

European financial institutions spend billions annually on compliance. AI-driven RegTech platforms are cutting those costs while simultaneously improving accuracy and audit trails.

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December 18, 2024 Market Analysis

The Nordic Fintech Ecosystem: Why Stockholm, Helsinki, and Copenhagen Are Europe's Hottest Markets

Nordic countries are consistently producing world-class fintech companies. We examine the structural advantages driving this outsized output relative to market size.

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December 4, 2024 Fintech

Institutional Crypto Adoption in Europe: The Infrastructure Investment Opportunity

As institutional capital flows into digital assets, the picks-and-shovels opportunity in custody, compliance, and settlement infrastructure has never been more compelling.

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November 20, 2024 WealthTech

WealthTech and the Democratization of Investing: A European Perspective

European retail investors are gaining access to asset classes previously reserved for institutions. We look at the companies building the next generation of wealth management infrastructure.

November 6, 2024 Fintech

AI Credit Decisioning: The End of the Credit Score Era in European Lending

Traditional credit scores miss entire segments of creditworthy borrowers. Alternative data and machine learning are enabling more accurate and equitable lending decisions.

Research & Commentary